Tuesday, October 6, 2009


Managing in Tough Times-Dealing with Job Loss

Nan Jensen, Family and Consumer Sciences

You just got word that you are being laid off. Your initial reaction is shock. There is often a period of adjustment and transition that people must go through when dealing with a job loss. People feel and experience a number of emotions. Disbelief and denial, anger, sadness and depression, and eventually acceptance are often the phases people must work through as they deal with a job loss. It can be difficult to navigate this process. You may sometimes feel out of control or overwhelmed by the stress of it all.

Some of the stress that people experience is due to the fear of the unknown. Not knowing what will happen to the retirement plan you have invested in, understanding what your rights and responsibilities are with respect to maintaining health care coverage and wondering how you will deal with the unknown financial challenges ahead are just some of the issues that you may have questions about.

To help you navigate through some of these challenges, the University of Florida, IFAS has developed a website called Managing in Tough Times-Downsized! It has a wealth of information on financial resources, including calculators and worksheets to help you develop a spending plan and answer some of those questions you have about retirement and health insurance.

The website can be found at http://fycs.ifas.ufl.edu/toughtimes/index.htm.


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